Private Banking

Savings Account

Keep your money safe and free to grow while earning up to 10% interest per year with our savings account. Save and invest for emergencies or unforeseen expenses.

Your EveryDay account gives you access to a powerful savings tool called GoalSave.

Current Account

Being able to move your money around freely is what keeps you in business. Opening a current bank account with us lets you do it safely and easily anytime, on any device.

Rely on fast, secure transactions, local or international, online or by card.

Not sure which account suits your needs?

Find out which private account best serves your needs. Send us an email at:

We are here to support you and provide you with the best banking experience.

What exchange rate will I get?

For immediate transfers, a live exchange rate* will be displayed on the screen before you choose whether to go ahead with the transfer. If you’re setting up the transfer for a later date, the prevailing exchange rate at the time of the transfer will apply.

*Live exchange rates will be provided between the opening hours of the Hong Kong Market on Monday morning (local time) and the close of the New York Market on Friday afternoon (local time) – excluding public holidays and unexpected closures. Transfers made outside of these hours will be based on the most recent closing foreign exchange rates from New York or Hong Kong as applicable, and includes an additional premium in the exchange rate provided.

Currency exchange


Transfers between your own accounts

Convert money between your Union Merchant Bank’s currency accounts or make transfers to your other worldwide accounts. Set up one- off or recurring transfers 24/7 – online and by phone.

Transfers to family, friends and other accounts

Make once-off or recurring international money transfers to family, friends and other accounts 24/7 – online and by phone. Send your money in a choice of currencies and get up to the minute live rates.